It’s not your imagination: adulting is really hard these days. For every Boomer complaining about iPhone-obsessed young people, there’s a college grad struggling to make ends meet in a stagnant economy, navigating a volatile job market, and trying to make heads or tails of their shaky financial future. The School of Hard Knocks is concept I designed around helping this generation learn the tools for financial literacy and independence via courses, podcasts, and a mentor network.